TThoys Insurance Notes
KOEN
For anyone just starting to think about retirement

If you don't even know what to ask yet

Knowing nothing about this is fine. We start with the order of operations, not the product names — the questions people actually bring to a first meeting, answered in plain words.

JUNG, JONGMINLicense 17621996Licensed in Arizona

Weekly column

I write a weekly retirement column for an Arizona Korean-language newspaper. Each installment builds on the gap between what you spend and what Social Security will cover, closing it one step at a time.

The column runs in Korean, for a Korean-speaking readership. It is reposted here after it appears in print — read the series in Korean.

The English notes cover the same ground in a different form: see all notes.